Upon request, Dunamis Center will provide you with a detailed invoice (called a “superbill”) at the beginning of each month. It contains all the information that most insurance companies require to submit a claim for reimbursement. If your insurance company requires that some other form be filled out, please have that form available for your provider to complete. Once you have your documentation, you can then submit it to your insurance company for potential reimbursement. Please note that superbills do not guarantee reimbursement, and that each insurance plan acts according to the individual policy established between the client and the insurance company.
Dunamis Wellness is happy to answer any questions you have about the superbill process. For additional questions regarding your specific insurance policy, expected out of pocket costs or coverage of services, please contact your insurance directly via the number on the back of your insurance card.
For most people, using insurance to cover mental health concerns does not pose a problem. The unfortunate reality is that seeking mental health care through your insurance can sometimes have unplanned consequences. Insurance companies only cover care that is “medically necessary”. This means, that they will typically only cover counseling for issues that have a recognized mental health diagnosis attached to them.
Your provider will be required to assign a diagnosis to you in order for you to get reimbursed for any counseling that you engage in. Furthermore, when submitting a claim to your health insurance, you permit your provider to provide the clinical information that the insurance company requires to substantiate the medical necessity of your care. Thus, your diagnosis and sometimes the supporting evidence for that diagnosis becomes part of your health record. This could affect your ability to get life insurance in the future. It could potentially impact other areas of your life that take your health record into account. Since the passage of the Affordable Care Act, it is more difficult for future insurance companies to use your health record as a way to deny future insurance coverage because of a preexisting condition so there are far fewer reasons not to use insurance benefits now than there were in the past.